Posts

Understanding Of Mutual Funds For Beginners ...

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HelloFriends!!! We already have disused today's  topic in my previous blog https://priyankavanshika.blogspot.com/2020/10/save-money-grow-money.html .But today we are going to discuss more about it. So before investing first let's understand about mutual funds. Some people think that mutual funds are only stock market investment. Means organizations investing in mutual funds invest your money in equity or stock market. But it is an investment in gold, real estate and debt funds also. “What is the difference between investing in the stock market and investing in mutual funds?” When you are  investing in the stock market you are the boss. It means you have enough knowledge of the stock market. One thing is If you invest in the stock market you have to invest high money for purchasing expensive shares such as blue chip or A grade stocks. It means a big amount of your money is invested for purchasing that share itself . In mutual funds, mutual fund organizations take small amount…

Effects Of Reading Books in Your Life ...

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Reading Books : Hello Friends….!!! Topic we are discussing today is one of my  favorite topics. Reading books make me happy, stressless and mindful. Nowadays many of us stick to phones for watching social media platforms such as youtube, Facebook, Insta, etc. All these platforms may increase our knowledge but how many of these platforms increase our productivity. Answer is very few of these or none of these. 


        Now Question is “Why should I read books?”.  Reading books is exercise for your mind. Reading improves your focus and concentration. There are a lot of distractions like stress and overthinking due to which  people are facing problems like loss of focus and concentration. Chatting continuously with your friends, sending email, etc may reduce your productivity and increased stress. Reading books, listening to music are forms of meditation.          When you go to read books you focus on the story. How much you get involved while reading books, that much you connect with tha…

Does Saving Your Money Is Really Growing Your Money?

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HelloFriends !!! People earning money by doing jobs or businesses. Most people know how to earn money. Nowadays there are a lot of earning options available in the market  some are online and some are offline. I have shared one blog with you on online earning ideas https://priyankavanshika.blogspot.com/2020/09/great-work-from-home-ideas-2020.html. Today we are discussing the topic Save Money, Grow Money. There are different types of investment available in the market one of which I have discussed with you is the Stock Market. Today we are discussing the following other interesting topics.

Saving Account :  A Savings account is for any individual person. Individuals can open savings accounts. Main purpose of saving accounts is to save money gradually. You get an interest rate of 3 to 6% on this savings account by the bank. Interest given to you may be monthly, quarterly or annually.  Most banks mandatorily required the holders to keep a minimum specific amount in his account to keep it o…

Future&Options In Stock Market For Beginners.

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Future and Options :Futures and Options are derivatives. What is Derivative? It is a financial instrument such as bonds, shares, etc. Derivatives is a financial instrument which derives its value from underlying assets.

For example, stock derivative future  TCS  derived from its underlying asset TCS stocks in the cash market. Stock derivative TCS future increases  when its current stock value of TCS increases and vice versa. So stock of TCS is the underlying assets and stock of TCS future is  its derivative. So derivative is increased when underlying stock value increases and derivative is decreased when underlying stock value is decreased. So derivative would be index derivative such as nifty, bank nifty; commodity derivative such as gold, silver, wheat, etc; currency derivative such as INR, USD, etc.Types of Derivatives : There are four types of derivativesFutureOptionsForwardSwaps.            In stock market forward and swaps are not part of market trading, so we can tra…

What Can I Do For Self Improvement?

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Self Improvement Ideas : Hello friends !!!!  I think many of us feel lazy, feeling alone and don't want to do anything sometimes. So in such a  time we can do many things to improve ourselves. There are a lot of things that we can do to get self motivated. Self motivation means increasing knowledge, decision making, overcoming weakness and increasing strengths and confidence. Self improvement means learning constantly. Continuous learning is good for our mental growth and increases productivity. Here are some ideas that I share with you to improve ourselves.Reading Books : Books are always good friends of ours. Reading is a very good habit, you should read a book daily. When you are reading you feed your brain with knowledge. Read biography of great persons, motivational stories and  novels, good articles, etc. You can learn many things by reading the biography of great persons and inherit some good qualities from them which helps to improve yourself. Motivational storie…

5 Must Have Medicinal Plants For Your Home Garden :

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Medicinal Plants : Hello Friends !!! Hope you all are doing well. Many of you love gardening, people growing plants at their home for different purposes. Some plants are decorative and some plants are medicinal. In India, we worship plants as god .Our mother nature blessed us with a lot of beautiful plants. Plants play a very very important role in our lives. Long time ago our ancestors also used plants as medicine, at that time there were no chemical drugs, so all medicines were herbal medicine. In Ayurveda plants are used as medicine, some medicinal plants available in forests and some are in our nearby areas and gardens. Today we are discussing some plants which we can easily grow in our garden and which are medicinal. Basil :
Basil is an Indian herb commonly known as “Tulsi” normally found everywhere in India. It is generally of two different types one is “Green Basil” other is “Black Basil”. Green basil leaf and steam are mostly green in colour. Black basil stem and leaf are black…