Priyanka Vanshika

            Hello Friends!!! We already have disused today's  topic in my previous blog https://priyankavanshika.blogspot.com/2020/10/save-money-grow-money.html .But today we are going to discuss more about it. So before investing first let's understand about mutual funds. Some people think that mutual funds are only stock market investment. Means organizations investing in mutual funds invest your money in equity or stock market. But it is an investment in gold, real estate and debt funds also. “What is the difference between investing in the stock market and investing in mutual funds?” When you are  investing in the stock market you are the boss. It means you have enough knowledge of the stock market. One thing is If you invest in the stock market you have to invest high money for purchasing expensive shares such as blue chip or A grade stocks. It means a big amount of your money is invested for purchasing that share itself . In mutual funds, mutual fund organizations ta

  Reading Books :  Hello Friends….!!! Topic we are discussing today is one of my  favorite topics. Reading books make me happy, stressless and mindful. Nowadays many of us stick to phones for watching social media platforms such as youtube, Facebook, Insta, etc. All these platforms may increase our knowledge but how many of these platforms increase our productivity. Answer is very few of these or none of these.          Now Question is “Why should I read books?” .  Reading books is exercise for your mind. Reading improves your focus and concentration. There are a lot of distractions like stress and overthinking due to which  people are facing problems like loss of focus and concentration. Chatting continuously with your friends, sending email, etc may reduce your productivity and increased stress. Reading books, listening to music are forms of meditation.           When you go to read books you focus on the story. How much you get involved while reading books, that much you connec

        Hello Friends !!! People earning money by doing jobs or businesses. Most people know how to earn money. Nowadays there are a lot of earning options available in the market  some are online and some are offline. I have shared one blog with you on online earning ideas https://priyankavanshika.blogspot.com/2020/09/great-work-from-home-ideas-2020.html . Today we are discussing the topic Save Money, Grow Money. There are different types of investment available in the market one of which I have discussed with you is the Stock Market. Today we are discussing the following other interesting topics.   Saving Account :  A Savings account is for any individual person. Individuals can open savings accounts. Main purpose of saving accounts is to save money gradually. You get an interest rate of 3 to 6% on this savings account by the bank. Interest given to you may be monthly, quarterly or annually.  Most banks mandatorily required the holders to keep a minimum specific amount in